Terencio Ernesto Howard Gallardo passed away Tuesday November 18, 2025 in Miami, Florida. In Repose Sunday, November 23, 2025 from 10:00 A.M. to 8:00 P.M. following cremation at a later day. Please keep the Howard Gallardo family in your thoughts and prayers. The Joseph A. Scarano Pines Memorial Chapel is honored to assist the Howard Gallardo family with the arrangements. 954-438-8222